Aniwa. fixed rate ekak dena conditions tiyanawa. uba ewata agree wela request eka dala agree wechcha widiyata kare nattan aniwa rate wadi wenawa. eka agreement eke kiyala tiyanwa.
Future intrest settle karanawa kiyala deyak na. ube remain capital amount ekata early settlement panelty ekak gahanawa.
The answer is yes. those are still basic terms.
Here back again to the bottom, yes early settlement panalty is something what financial institutions does that's fine but what if bank says no you should settle the maturity ...... is that also a basic term ?
Frankly I don't have the agreement with me , I really don't know what carp was there but I know I took it at fix rate, let's see I gave my offer to the bank .......
You can do nothing bro.
It s common, banks obtain IRREVOCABLE SALARY REMITTANCE agreement signed from customers when granting personal loans. So you have already breached the agreement thus they have acted according to the agreement. See ur Letter of Offer there are the conditions. You better discuss with ur account manager or go to a higher authority of the bank for settlement. Anyways if you are gonna say them Tata bye without settling the loan , keep in mind there is the Karma on all ur acts.
If that so then I don't have the agreement , all I remember was that guy from the bank came and ask me to sign on each and every paper , yes that's my stupidity for not reading prior putting the sign.
I have no intention of leaving the settlement raw but Karma should work both ways , I guess karma applies to banks as well because many innocents being taken on rides by these banks. On a nutshell it's not just me there are many faces the same with these issues