well. i had 3 , NDB, Amex , HSBC
NDB / HSBC : patta offers set wenawa , adum gana giyama , hotel booking , damro , and gedarata Tile ganakota loku help ekak una card eka use kara nisa athe thiba cash walin anith wada karala card eka settle kara 4-5 months walin
i had to cancel all 3 becouse of the new loan , but hoping to get them ( only HSBC and NDB next year . Amex is good if you do travel , i did ones and it helped )
salary eken spend karana puluwan ganata installment hadagana , dnt do panic buying bcs u have a card , use them only if u see the offers :d which i did hehe
major cloth stores ( nolimit , fashion bug , beverly street ( they gave 40% off for NDB , imagine u buying 10,000 rupees worth cloths and only pay 6000LKR
first see the annual fee , most of the times HSBC gv 1st year off , NDB 2500 per year , i guess cant remember
small tip , if you planning to apply a loan then dnt buy the cards , hira wenawa and loan amount adu karanwa dena bcs of the card value ,
enjoy