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charitha2011

Well-known member
  • Jan 25, 2011
    16,052
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    31,592
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    - උඩරට -
    ඔක්කොම එකයි..
    Insurance Owner උස් පොඩි වීම් අනූව ප්‍රතිලාභ ලැබීමේ සම්බාවිතාව වේගවත්
     

    hi.dushan

    Well-known member
  • Jun 29, 2009
    8,792
    10,291
    113
    unge premium eka 240 ganak ban. SLIC ekat 140 wada naha 😑
    මගේ පොඩි accident එකක් වෙලා bumper එක දාන්න උනා මම company දාලා හැදුවේ , accident එක වෙලාවේ මම Ceylinco එකේ බලන්න ආපු කෙනාගෙන් ඇහුවා මගේ වෙන තැන් 2-3ක හීරිලා තිබුන පරණ damage ටිකත් මේ ගමන් මොකක් හරි කරගන්න බැරිද කියලා , පොර බලමු කියලා photos ටිකක් ගහගෙන ගිහින් special approval කියලා claim එකක් pass කරලා දුන්නා. ඇත්තටම මම උගෙන් එහෙම ඇහුවේ ඒ වගේ වැඩක් කරගන්න පුළුවන් වේවි කියලා කිසිම බලාපොරොත්තුවකින් නෙවෙයි, හැබැයි ඉතින් වැඩේ කෙරුනා. (ඒ වාහනේ අවුරුදු 6ක් විතර Ceylinco තිබුන එකක් ) අනික මම කවදාවත් අතට සල්ලි ගන්නේ නෑ , මම company දානවා Ceylinco එකට company එකත් එක්ක ඉතුරු වැඩ ටික බලාගන්න කියන එක තමයි කරන්නේ
     

    netnet

    Well-known member
  • Oct 6, 2016
    9,321
    8,076
    113
    මගේ පොඩි accident එකක් වෙලා bumper එක දාන්න උනා මම company දාලා හැදුවේ , accident එක වෙලාවේ මම Ceylinco එකේ බලන්න ආපු කෙනාගෙන් ඇහුවා මගේ වෙන තැන් 2-3ක හීරිලා තිබුන පරණ damage ටිකත් මේ ගමන් මොකක් හරි කරගන්න බැරිද කියලා , පොර බලමු කියලා photos ටිකක් ගහගෙන ගිහින් special approval කියලා claim එකක් pass කරලා දුන්නා. ඇත්තටම මම උගෙන් එහෙම ඇහුවේ ඒ වගේ වැඩක් කරගන්න පුළුවන් වේවි කියලා කිසිම බලාපොරොත්තුවකින් නෙවෙයි, හැබැයි ඉතින් වැඩේ කෙරුනා. (ඒ වාහනේ අවුරුදු 6ක් විතර Ceylinco තිබුන එකක් ) අනික මම කවදාවත් අතට සල්ලි ගන්නේ නෑ , මම company දානවා Ceylinco එකට company එකත් එක්ක ඉතුරු වැඩ ටික බලාගන්න කියන එක තමයි කරන්නේ
    mama Kurunegala branch eken Quotation ekak gatta 205000 premium package with natural disasters. mata kiwwe natural disasters eka special naha eka natiwa 168000 kiyala. ube contact ekak tiye nam pm ekak dapan mchn
     

    netnet

    Well-known member
  • Oct 6, 2016
    9,321
    8,076
    113
    Ceylinco claims 50000 walata adu ewa ewelema athata salli denawa. claims patta fast. ekai ganan wadi
    machan Toyota Lanka danawanam direct payment eka company ekatada un denne? ehema unama claim eka fast neda?
     

    Hyaenidae

    Well-known member
  • Apr 8, 2015
    52,477
    2
    53,978
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    Apo uba recommend karana Kisi deyak mama nam balannewat na..

    Oh No Wtf GIF by LilLetsOfficial
     
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    nethumshan

    Well-known member
  • May 27, 2017
    2,688
    2,168
    113
    Ceylinco bad experince ekak tiyenawa hadapu wahane release kraganna bari wela. Ceylinco eke api adurana higher official kenek haraha garage ekta call krala wade karagaththe.

    Dn use kranne slic.

    Hnb eke tiyenawa pay as you claim kiyala ekak. 40% danna tiyenne mulin. Eka poddak balanna tiyenne
     

    netnet

    Well-known member
  • Oct 6, 2016
    9,321
    8,076
    113
    Ceylinco bad experince ekak tiyenawa hadapu wahane release kraganna bari wela. Ceylinco eke api adurana higher official kenek haraha garage ekta call krala wade karagaththe.

    Dn use kranne slic.

    Hnb eke tiyenawa pay as you claim kiyala ekak. 40% danna tiyenne mulin. Eka poddak balanna tiyenne
    slic 12m walata quotation dunna 145000 with natural disasters + towing
    ceylinco nam 165 kiwwa. ( without natural disasters claim)
     

    Hyaenidae

    Well-known member
  • Apr 8, 2015
    52,477
    2
    53,978
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    As far as I know Ceylinco is the best and easy to claim and then SLIC.

    The issue with Ceylinco is that buggers don't have a proper valuation mechanism

    Back in 2022 a bus swiped my side mirror while I was stuck in a fuel queue. The replacement from UNIMO was 52k but Ceylinco refused pay the amount they should've claiming the car was "undervalued" at the time of the crash even though their HQ cleared the valuation when I renewed the policy for the year (specifically asked the agent to get their approval before renewing for an increased amount)

    Good thing it was only a minor accident, would’ve been royally screwed despite having comprehensive insurance if it had been a major one

    Switched to Fairfirst after that. They use a valuation chart with car brands and models that they update every year so you know exactly where you stand when you pay your premium.
     
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    netnet

    Well-known member
  • Oct 6, 2016
    9,321
    8,076
    113
    The issue with Ceylinco is that buggers don't have a proper valuation mechanism

    Back in 2022 a bus swiped my side mirror while I was stuck in a fuel queue. The replacement from UNIMO was 52k but Ceylinco refused pay the amount they should've claiming the car was "undervalued" at the time of the crash even though their HQ cleared the valuation when I renewed the policy for the year (specifically asked the agent to get their approval before renewing for an increased amount)

    Good thing it was only a minor accident, would’ve been royally screwed despite having comprehensive insurance if it had been a major one

    Switched to Fairfirst after that. They use a valuation chart with car brands and models that they update every year so you know exactly where you stand when you pay your premium.
    35 fair I guess.
     

    nethumshan

    Well-known member
  • May 27, 2017
    2,688
    2,168
    113
    slic 12m walata quotation dunna 145000 with natural disasters + towing
    ceylinco nam 165 kiwwa. ( without natural disasters claim)
    Slic 20m walata 223 quotation. 217 danna kiwwa mata.
    Natural disaster cover ekata neme loku ganak add wenne mathaka widiyata rcs kiyana cover ekata.
    Rcs eka wenuwata eyalage tiyena loding kiyana cover ekak damma kiwwa mta.
     

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    netnet

    Well-known member
  • Oct 6, 2016
    9,321
    8,076
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    Don't remember the exact percentage. I do remember they cover 65% for brand new part replacements after 10 years, they paid about half of what they should've.
    bro SRCC policy eka ona naha neda? later ona unot add karaganna puluwan neh