Basic maths: 38000 * 12 = 912,000. E kiyanne bank eke contribution eka 78,000. 78000/2 = 39,000 per year.
Dan thiyena rate ekath ekka 39,000 per year interest ekak ganna 557000k wage FD danna one 7% per annum. Eth FD danna capital eka issarala thiyenna one ne. 38000 per month danenne nathi...