Bank loans

kamalboost

Well-known member
  • Jan 31, 2019
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    බැංකුව NTB 2019 ගත්ත 5yr personal loanඑක 1.5M 14.5% එතකොට rateඑක, පැහැදිලිවම documentවල පවා තියනවා variable rateකියල, අද වෙනකල් රේට් එක අඩුකරල තියෙන්නෙ 13.95% දක්වා විතරයි, market rate කියන එක එයාල ගනන් ගන්නෙ නෑ, එයාලලු තීරණය කරන්නෙ.

    හරිම අසාධාරණයි, මේකට කරන්න දෙයක් නැත්ද, මේ දෙසැම්බර් වලට අවුරුද්ද ඉවර, එතකොට තමයි penalty එක්ක වත් early close කරන්න පුලුවන්. penaltyය 75ක් විතර වදිනව. :growl::growl::growl:
    You should be able to top up the loan with the new rate from their bank. Generally since its the same bank, they waive off the early settlement charges. Try that option.
     
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    sdlrs6

    Well-known member
  • Feb 20, 2008
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    In the Sky
    kalin gatta loan ekak dan thiyena rates walata hadaganan barida
    capital payment ekak kaloth monthly installment eka adu karaganan puluwanda
     
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    Tedboy

    Active member
  • Nov 28, 2020
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    kalin gatta loan ekak dan thiyena rates walata hadaganan barida
    capital payment ekak kaloth monthly installment eka adu karaganan puluwanda


    Rates adu karanawa bro me dawas wala. Oyage bank ekatat request letter ekak denna. Gihillama katakaranna. dan rates yanne 9%,10%,11% wage.

    Puluwan machan, oya ekat oya letter ekema denna. etakota eyala penalty ekakut charge karavi. Kamak ne ubata labai eka bro. Mokada rates adu karanawatat penalty gahanawa samahara banks.

    Oyata rates adu karagena capital ekat adu karagatta kiyanneloku wasiyak wenawa bro.



    kalin lease ekama continue karan yanna puluwan da ? Bond eka change karanne kohomada leasing company eka samga

    Ekata wahane vikunana kena kamati num continue karanna puluwan. Power-of-attorney ekat gahanna ona.

    Back office wada tika leasing company eka karanawa bro(Bond Change) oyata ona de kiyanna eyalata.
     
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    sdlrs6

    Well-known member
  • Feb 20, 2008
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    In the Sky
    Rates adu karanawa bro me dawas wala. Oyage bank ekatat request letter ekak denna. Gihillama katakaranna. dan rates yanne 9%,10%,11% wage.

    Puluwan machan, oya ekat oya letter ekema denna. etakota eyala penalty ekakut charge karavi. Kamak ne ubata labai eka bro. Mokada rates adu karanawatat penalty gahanawa samahara banks.

    Oyata rates adu karagena capital ekat adu karagatta kiyanneloku wasiyak wenawa bro.





    Ekata wahane vikunana kena kamati num continue karanna puluwan. Power-of-attorney ekat gahanna ona.

    Back office wada tika leasing company eka karanawa bro(Bond Change) oyata ona de kiyanna eyalata.
    Ela machan gihillama katha karana ona

    thawa seen ekak machan

    mage acc eken aragena ammage acc ekakata fix kaloth salli e bank ekema
    un ahanawada ai mehema karanne kiyala

    e kiyanne nikan un danagananwane poliya wadi karaganan mehema karannne kiyala
     

    Tedboy

    Active member
  • Nov 28, 2020
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    Ela machan gihillama katha karana ona

    thawa seen ekak machan

    mage acc eken aragena ammage acc ekakata fix kaloth salli e bank ekema
    un ahanawada ai mehema karanne kiyala

    e kiyanne nikan un danagananwane poliya wadi karaganan mehema karannne kiyala


    Ne machan eka ehema ahannet ne. Hugak banku wala ahalama wadi rates walata dala denawa.

    15% senior citizen eka danna macho

    Eka tamai danata wadima rates denne.

    Wade karaganna bro.

    Gud luck
     
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    madmax9

    Active member
  • Feb 21, 2017
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    Brother, uba issella CRIB ekak ganin machan. Rs.150/- yanne. Eta passe man ubata advice ekak dennum bro. Machan finance company rates wadi neda. Dan banks wala yanne 9-10 wage.

    Mata ube crib eke scene eka PM karannum bro.

    1.2Mn kiyanna karaganna puluwan ganak bro

    Dont worry, man help karannum

    Thanks bro. man gawa report eka athi. man pm karannam
     
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    Tedboy

    Active member
  • Nov 28, 2020
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    government workers lata special loans monahari tiyanwada government bank wala.aththatama govermant bank walin government workers lata sahanayak tiyanwada


    4% loan eka denawa neda government workers lata.eth Q ekaka inna ona katawak thiyenawa.

    Dan rates hugak adui bri

    Aluthin 7% scheme ekakut awane housing loan s walata.

    Me rates hodatama hodai bro. kalin thibuna vidiyata
     

    maticat

    Well-known member
  • Jul 24, 2010
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    Oyata puluwan num Bank ekata kiyanna me welawe Covid nisa gewaganna amarui kiyala etakota 75000 nut kiyak hari tawa adu karawi.

    රජයේ බැංකුවකින් personal loan එකක් අරන් මේක settle කරන්න උත්සාහ කලොත්, BOC රෙකමෙන්ඩ් කරන්න පුලුවන්ද? Private Bank වලට වඩා documentation processඑක ගොඩක් වේදනාකාරීද ?
     

    Tedboy

    Active member
  • Nov 28, 2020
    148
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    Colombo
    රජයේ බැංකුවකින් personal loan එකක් අරන් මේක settle කරන්න උත්සාහ කලොත්, BOC රෙකමෙන්ඩ් කරන්න පුලුවන්ද? Private Bank වලට වඩා documentation processඑක ගොඩක් වේදනාකාරීද ?

    BOC awlak ne bro, un goda davi tak gala.