This, plus either a 200k/month salary or you have to apply against an FD. Even if you apply against a FD they will check your income sources to verify whether you have the ability to repay. And a maximum of 90% of the FD will be given as the CC limit, but the actual CC limit amount will be decided by the credit comittee based on your crib rating, income, etc.Got recently a Sampath one. Not that I needed one. Just wanted to try out as I have never used one.
Took me almost one month to get that approved
They check salary slips, and bank statements (you can have another bank to credit your salary)
Sampath needs 200K+ income for platinum card (or that's what I've been told)
They are now taking a lot of time to approve the CC
They even call your company for employee verification + personal contact
Sampath will take around 2-3 weeks for approval and 3-4 weeks for printing the card and everything.