Housing Loan

kingcapton

Well-known member
  • Sep 28, 2012
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    Me tika web eken gaththe, gathth aya thawa visthara dey machan.

    Mihindu Sevana Housing Loan scheme

    Na*****l S****gs Bank offers you housing loan facilities with many special features to enable you to make your dream home a reality.

    Appearing hereunder are answers to some of the questions, which may have crossed your mind when contemplating for a housing loan.

    For what purposes are the loans granted?

    "Loans are available for all Housing Needs."
    •To construct or purchase a house
    •To purchase a block of land to build a house.
    •To complete construction of a new house or for extensions/repairs to an existing house.
    •To repay a loan obtained from a recognized financial institution for housing purposes.


    Who can obtain a housing loan?

    If you are ......
    •a permanent employee
    •an income-tax payer
    •employed abroad
    •self-employed - "Ithurum Niwasa Housing Loan Scheme"


    What is the quantum of loan that can be obtained?

    Limit is yours

    Depending on …..
    •Your repayment capacity
    •age
    •value of the property
    •purpose


    What is the applicable interest rate?

    "The lowest interest rate in the market"

    The rate of interest applicable will vary according to the quantum of loan and the prevailing market rate of interest .We assure you that our interest rate is comparatively low, fixed and always reasonable.

    Is the interest rate variable or fixed? How it is calculated?

    "Upto Rs.5000,000 - Interest rate is fixed
    Above Rs.5000,000 - Interest rate is floating"

    Interest is calculated on the reducing balance method.

    Mihindu Sevana - Special

    What is this special loan scheme?
    •This scheme facilitates you to pay only the interest portion of the loan within first 5 years.
    •Also enables you to obtain a higher loan amount



    For General Conditions



    For interest rates
     
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    sampathuwu

    Member
    Apr 13, 2013
    37
    1
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    Walasmulla
    AG Office

    land eka gana AG office eken 40 years aapassata balana eka kohomada wenne.. ??? ekedi loku kattak kanna wenawada? e tika karaganna dawas keeyak yanawada? ekedi ena problem monawada?
     

    Asi R

    Active member
  • Jul 24, 2010
    514
    48
    28
    land eka gana AG office eken 40 years aapassata balana eka kohomada wenne.. ??? ekedi loku kattak kanna wenawada? e tika karaganna dawas keeyak yanawada? ekedi ena problem monawada?

    ඒක එක දවසේ වැඩේ. අදාල form එක පුරවලා දුන්නම එක දවසෙන් දෙනවා.
    හැබැයි පරණ ඔප්පු හැම එකේම ලියාපදින්චි අoක දැනන් ඉන්න ඕනේ. එක පිටුවකට රුපියල් 100 තමයි දැන් ගාන.(උදා: 101/25 B වගේ අoක )
     

    tery123

    Well-known member
  • Feb 25, 2011
    6,031
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    මචන්ලා මගේ ඉඩමක් thiyenawa ලක්ෂ 38 වගේ වටිනවා.මට මේක උකස් කරගන්න විදියක් කියනවද????bank වලින් පුලුවන්ද??හබි dada කරන්නේ business...monthly income එකක් පෙන්වන්න විදියක් නැ.මට ලක්ෂ 15-18 ත් අතර ගන්න තියෙනවනන් ඇති.....
     

    sampathuwu

    Member
    Apr 13, 2013
    37
    1
    0
    Walasmulla
    Loan

    Housing loan ekak gaththu kenek innawanam poddak mawa contact karanawada.. eka godak watinawa.. mokada eya eke sabama hodata dananwa.... kochchra katu kawada kiyala...
     
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