Moratorium loan එක ගන්නවාද... ??

[sanoka]

No interests will be added, This seems written by a banker

 

[Sanuka87]

I am not so sure about what you say. BTW I am not a financial expert.
Usually a moratorium of a loan allows you not to pay the usual monthly loan component. However , the lender adds the interest. So the interest for that period gets accrued. It is not an interest free period.

Some lenders might give you a Grace period for a loan. In this case there is NO interest added.

Thanks machan. May be I'm wrong. I'm not an expert on this either. I'll check with the bank as well.

 

[thedigit2s]

මම බැංක් එකට කථා කරලා සීන් එක ඇහැවුවා.. රජයේ බැංකුවල 10 Lak වලට වඩා අඩු ලොන් වලට සහන කාලයේන් පස්සේ අදාල කාල සිමාවට අදාලව පොලිය එකතු කරන්නේ නැතිවෙයි කිවුවා බොහෝදුරට. තවම එක ගැන මහබැංකුවෙන් දන්වලා නැ කිවුවා. ලක්ශ 10 ට වැඩි ලොන් වලට සහන කාලය සඳහා පොලිය අන්තිම වාරිකෙන් පස්සේ එකතු කරනවා කිවුවා. ප්‍රයිවට් බැංකුවල සහන කාලයෙන් පස්සේ ලොන් එක රිශේඩුවල් කරලා සහන කාලය සඳහා පොලිය එකතු වෙනවා කිවුවා. මේ අර්ටිකල් එකේ තියෙන විදිහට.

 

[shasheedil]

Bump..thanks bank eken check karala balanna oniii

 

[Isuru Nayanajith Bandara]

This is not true machan. This depends on the financial institutions as well. For example i have a BOC loan of 2.6 Mn. I have asked a relief from them and what they have agreed is for me to pay the loan installment after 3 months. What they have done is extended my loan term period up to 63 months. Previously it was only 60 months.

 

[hichchiputha]

elakiri kollek bokka

 

[sithija.h]

This is not true machan. This depends on the financial institutions as well. For example i have a BOC loan of 2.6 Mn. I have asked a relief from them and what they have agreed is for me to pay the loan installment after 3 months. What they have done is extended my loan term period up to 63 months. Previously it was only 60 months.

What about the interest rate for 3months of period mcn? Would you have to pay that?

 

[ltty head]

What about the interest rate for 3months of period mcn? Would you have to pay that?

this is confusing, are you sure its 63 months with interest ?

 

[lahiruls24]

This is not true machan. This depends on the financial institutions as well. For example i have a BOC loan of 2.6 Mn. I have asked a relief from them and what they have agreed is for me to pay the loan installment after 3 months. What they have done is extended my loan term period up to 63 months. Previously it was only 60 months.

So what’s wrong with the post machan? You have to pay interest for that additional 3 months . Keep in mind always, banks are Not Charitable Institutions.. They have to bear a huge cost in this pandemic, so you better get clear understanding by calling the bank again.

 

[sithija.h]

So what’s wrong with the post machan? You have to pay interest for that additional 3 months . Keep in mind always, banks are Not Charitable Institutions.. They have to bear a huge cost in this pandemic, so you better get clear understanding by calling the bank again.

Yeah i am also thinking the same mcn. Because they are already paying for the FDs as well

 

[lahiruls24]

Yeah i am also thinking the same mcn. Because they are already paying for the FDs as well

yes bro

 

[mr90486]

TFS

 

[tushi81]

මම බැංක් එකට කථා කරලා සීන් එක ඇහැවුවා.. රජයේ බැංකුවල 10 Lak වලට වඩා අඩු ලොන් වලට සහන කාලයේන් පස්සේ අදාල කාල සිමාවට අදාලව පොලිය එකතු කරන්නේ නැතිවෙයි කිවුවා බොහෝදුරට. තවම එක ගැන මහබැංකුවෙන් දන්වලා නැ කිවුවා. ලක්ශ 10 ට වැඩි ලොන් වලට සහන කාලය සඳහා පොලිය අන්තිම වාරිකෙන් පස්සේ එකතු කරනවා කිවුවා. ප්‍රයිවට් බැංකුවල සහන කාලයෙන් පස්සේ ලොන් එක රිශේඩුවල් කරලා සහන කාලය සඳහා පොලිය එකතු වෙනවා කිවුවා. මේ අර්ටිකල් එකේ තියෙන විදිහට.

True. This what they do for my loans as well. if not you have to talk with the bank.

 

[maduranga90]

I have a personal loan in boc and I haven't submitted a letter also then I went to the bank and they have manually took my april instalment and have to go again for may one. From June onwards they will automatically do it as usual

 

[tushi81]

I have a personal loan in boc and I haven't submitted a letter also then I went to the bank and they have manually took my april instalment and have to go again for may one. From June onwards they will automatically do it as usual

You have to submit a letter. I have 5 loans from different banks and my business is related to tourism. but i dont have any personal loans.

 

[lvcs]

Ane manda balamu ko... kohomath oya hama bank/leasing company walata wasi wena widiyata misak apita wasi wena wedak nm mn hithanne na..