about srilankan bank loan

sanjeeme

Well-known member
  • Mar 12, 2008
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    Colombo
    මේකට කලින් ඉදන් NSB එකේ accounts තියෙන්න ඕනෙද?

    නෑ. නමුත් loan එක ගන්නවනම් තමන්ගේ salary NSB account එකක් open කරලා ඒකට හරවන්න ඕනේ. එච්චරයි
     

    homoelectronics

    Well-known member
  • Nov 23, 2006
    1,326
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    If you intending to get loan from NSB, go to their Loan Centre with your payslip and meet credit officer. You can get details about how much you can get and what documents you want to provide.

    NSB construction loan rates 10.5% and was 9.5% for professionals (if you have degree or similar with working position).


    Go directly to their loan center in Kollupitya :rolleyes: head office.

    http://www.nsb.lk/lending-rates/
     
    Last edited:

    chathu05

    Well-known member
  • Dec 22, 2006
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    machan nsb eken danata masa 5 ta kalin loan ekak gatta 11% rate ekata dan 15% nisa eka wadi karaida 15% ta,,,,,,

    If the loan is on fixed rate / fixed payment then the interest rate will not go higher.

    If the interest rate come down then you will be still paying the same amount. Will not come down.
     

    lasithh

    Well-known member
  • Aug 3, 2009
    2,811
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    මචන් Fixed deposit එකක් තියෙද්දි ඒක තියල housing Lone එකක් ගන්න පුලුවන් ද commercial Bank එකෙන්

    FD ekak tiye nam ee tiyena gaanin 90% ganda puluwan loan ekak widihata winadi 10n.Poliyath FD eke interst ekata wada 1% wedi wenne.commercial Bank eket puluwan ati man kiwwe BOC eke.
     

    cuteoz

    Well-known member
  • Jan 29, 2009
    8,997
    1,550
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    Ubata sure da ? Ochara wenna ba machan.. :nerd:


    pissuda oyata

    52,000 masikawa nam 25 years walata, oba 330-350% gewanawa atha interest eka avrudu 25katama. ekianne. 4 million gaththoth 14 million wage interest eka witharak gewanne one avurudu 25kata.

    namuth 5 years walata gaththoth 116,000 gewanne one masikawa. 75% interest.

    4,00,0000 loan
    Interest 5 years 75% (15% PER ANNUM)
    full amount roughly 7 million
    repayment per month roughly 110,000-125,000