මේ Investment Plan එක ගැන මොකද හිතන්නෙ?

[WizGizmo]

If you can invest Rs. 2.2 mn yearly, invest that in Gold or buy Dollars and put a $ FD. You will get a much better return than both local FD and Investment Plan options after 10years. Just my 2 cents!

 

[rclakmal]

If you can invest Rs. 2.2 mn yearly, invest that in Gold or buy Dollars and put a $ FD. You will get a much better return than both local FD and Investment Plan options after 10years. Just my 2 cents!

Buying dollars is a bad move. It is pretty volatile with all the "free money" policies in the US after corona.
If someone really want to invest in FIAT, CHF would be the best bet now...

But future of all FIAT is very uncertain as of now.

 

[meknick29]

nikanhari oya company ka lost unoth ??? obata salli hambenawada??

 

[akila12345]

Machan,

In accordance with my knowledge Net present value of this investment is negative if your expected rate of return is 12% or above.

If they are willing to pay Aprox 32 Mn at the end of the 10th year, then your investment will become break even.

Per month you have to pay	212,233.00
Assume that your cost of capital is 12 PER ANNUM	0.01	Per month
Present value of cash outflow
1-20 years	(14,792,750.89)
Present value of cash inflow
4th yr (4Mn)	2,481,041.62
7th yr (6Mn)	2,601,092.83
10th yr (20Mn)	6,059,895.59
NPV	(3,650,720.84)
Break even level (32 Mn @ the end of 10th yr)	9,710,616.37