If you are on a student visa , you can work only 20hrs per week for tax, If your wife is enrolled in Masters; you, as her dependent visa holder, can have unlimited hours while your wife can still do 20hrs.
If you are on a working visa other than student or visiting, you can have unlimited working hours without any restrictions
Whatever the working visa or permanent visa you are on, they only give you the visa to remain in Australia and you can work, live or study during the length of that visa
But they never give you a job unless you are sponsored by a company or an employer to come to Australia.
So you need to find jobs on your own, the average hourly rate may depend on what you do as jobs but roughly between 20 - 25. You can't earn over 25 per hour in ordinary odd jobs unless you join a good company or employer as a casual worker.
Full-time and part-time rates are around 25/hr the maximum, unless you get a good annual package with a good permanent job. Someone may find a job with rates over 25 per hour, could be one person out of 50
But when you are on temporary and work visas, it is highly unlikely to get a stable job like that except odd jobs like cleaning,courier services,delivery,retail shop assistance & kitchen hand etc.
Even if you have PR visa, there is no guarantee that you will get a good job with a good monthly salary. All depends on who you know and what you are capable of.
Do not think about saving during the first 3 months of doing jobs as you may find how hard it is to save after spending money for rent, water bill, gas bill, electricity bill, petrol, mobile phone, food, clothing, internet & outdoor casual expenses.
All incomes and savings will be based on what you get to do as your job in Australia. If you are a skilled person with some talents, you may have a path, if you are an ordinary person with an average life, you will have to start from scratch
Whatever your wife completes as in her study , she will have to do IELTS or PTE to get at least 7 each in general module which is really tough and also she may have to do a professional year to get her assessment from ACS which counts for another 10 month period after the completion of the M.Sc while she is on her Graduate visa after M.Sc.
You can give 5 points to her, if you get each 6 in General IELTS and also an assessment from ACS claiming validity for your degree done in SL.
If you both can manage to get 70 in total (65 is the current cut-off score but no one is getting invitations for that score as the competition is really really high), there is a chance for residency but do not know what rules will change during that 2 year period and what will happen
So the path for PR in that way is,
if your wife is the primary applicant, she can get 30 points for her age if you guys are between 25-32 of age
15 points for her M.Sc.plus ACS assessment (It's a must to do Professional Year to get this assessment)
5 points for the 2 year study period in Australia
10 points for each 7 in General IELTS or 65 each in PTE Academic
5 points for doing professional year
5 points for your degree assessment from ACS + each 6 in IELTS
That tough and hectic path will give you 70 to be eligible to apply but even that 70 could be not enough since there are thousands of applicants with 75, 80 and 85 waiting to be invited.
You can do NAATI and get another 5 points to make it upto 75.
But remember one thing. All these are not easy and you can see it for yourself . It's a tough pathway, very hectic and depressing at times. Hope this lengthy answer has addressed all your questions so far
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