Saturday Sunday da Pay kale ??? Naththam Bank Holiday dawasakda? Un Holidays walata site eka Update karanne nadda Koheda ....
When you pay by any card, the rate of the transaction date will not apply. The merchant (paypal or any other) has to settle the transaction for the bank to pay. Until that time the transaction will held in the card without billed. The rate of the transaction time + 1 or 1.50 rupees will add to get the hold amount.
Merchant has 30 days to settle the transaction. Once he settles the rate of that day + 1 or 1.50 rupees will use to get the correct amount amount which is to be billed to your card. So the rate of the day you do the payment will not matter. The 1 or 1.5 rupees will add by the card issuer (Visa, Master card, Amex ....) & it will be the cross border rate apply for international card transaction. That means from each and every international transaction, the issuer (not your bank) will earn a profit (exchange profit) Since these days the exchange rate change minute by minute, the rate of the moment the merchant settle the transaction will apply. if he do it now, sometimes the rate will be 130/- & if he do it in 1 minute later the rate may be 132/-