Payoneer to PFCA account Help

[Thilinacw]

මචන්ලා, උදව්වක් ඕන,

1. Payoneer තියෙන USD, PFCA account එකක් හදල ගන්න එක ලාභ?
නැත්නම් normal Savings LKR account එකට ගන්න එකද හොඳ?

2. PFCA account එකක් හදල ගන්න එක තේරුමක් නැද්ද


3. සාමාන්‍යයෙන් HNB ද Commercial වැඩියෙන් ගෙවන්නේ?


Thanks

 

[tharakaf]

මචන්ලා, උදව්වක් ඕන,

1. Payoneer තියෙන USD, PFCA account එකක් හදල ගන්න එක ලාභ?
නැත්නම් normal Savings LKR account එකට ගන්න එකද හොඳ?

2. PFCA account එකක් හදල ගන්න එක තේරුමක් නැද්ද


3. සාමාන්‍යයෙන් HNB ද Commercial වැඩියෙන් ගෙවන්නේ?


Thanks

කොහොම කලත් උඹට ඕන වෙලාවට ගන්න නිසා සහ ඒ අදාල වෙලාව exchange rate එක බලපාන නිසා දෙකම එක වගේ මට හිතෙන්නෙ. wire charges කොහොමද බලපන්

net එක අනුව conversion එකට 3% වදිනවා, same curency withdrawal එකට fixed ගානක් එන්නෙ. එ නිසා pfca ලාබයි වගෙ

බැංකු වලින් people bank තමා හොඳම rate එක දෙන්නෙ.

 

[piyals]

1. I dont see much of a difference unless you keep USD without withdrawing for a longer term expecting a value appreciation against LKR, which is indeed likely.
2. Interest on PFCA accounts are still tax free while LKR interest is taxable.
3. Interest rates are more or less the same in all banks. HNB is probably less hassle for FX accounts.

 

[chami2015]

1. I dont see much of a difference unless you keep USD without withdrawing for a longer term expecting a value appreciation against LKR, which is indeed likely.
2. Interest on PFCA accounts are still tax free while LKR interest is taxable.
3. Interest rates are more or less the same in all banks. HNB is probably less hassle for FX accounts.

ඒත් ඉතිං දැන් Dollar income එකම Tax වෙනව නේ

 

[Sara_LK]

na sudda, pfca ekata enakota bank chargers $20k wage wadinawa 800ta e nisa padui loku ganak nm $2000k wage nm labai nattm padui

 

[piyals]

ඒත් ඉතිං දැන් Dollar income එකම Tax වෙනව නේ

yes, if you bring USD here, then it is taxed as income but interest is still exempt from tax

 

[nooby]

yes, if you bring USD here, then it is taxed as income but interest is still exempt from tax

Thanks bro, I was not aware of this

 

[Anonymous_]

yes, if you bring USD here, then it is taxed as income but interest is still exempt from tax

Ado meka atthda? Ada mn account ekak open kara. Tax free newaida ethakota?