7% Housing Loan

MR.BANKER

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  • Jan 15, 2020
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    HANDY.MERLIN

    Well-known member
  • Aug 14, 2013
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    NSB අවුරුදු 5න් පස්සේ රේට් එක උපරිම යන්න පුලුවන් කීයද ?
     

    MATHISHA666

    Well-known member
  • Dec 19, 2007
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    kadawata
    Mama call karala me gena wisthara ahua. Ape salary eka "Achievers" kiyala current account (no interest rate like in savings account, rest is ok it seems) ekkata credit wenna ona. 5yrs walin passe AER+1 kivva.
    salary eka kyak tyena oneda bn
     

    SpaceX

    Well-known member
  • Dec 14, 2017
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    Mama call karala me gena wisthara ahua. Ape salary eka "Achievers" kiyala current account (no interest rate like in savings account, rest is ok it seems) ekkata credit wenna ona. 5yrs walin passe AER+1 kivva.

    floating neda ban rete eka. awrudu 3 kata fixed rate ekakata aran ithuru awrudu 10 k 12 k floating gewanna wenawa neda?
     

    TBI

    Active member
  • May 26, 2007
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    Kandy
    salary eka kyak tyena oneda bn
    Mama danna widiahta, me scheme ekata eligible wenna minimum salary limit ekak nehe.
    Habai apita anthimata approve wena loan amount ekata salary eka balapaanava. Kotinma salary eka aduinam loku gaanak apply karanna behe.

    floating neda ban rete eka. awrudu 3 kata fixed rate ekakata aran ithuru awrudu 10 k 12 k floating gewanna wenawa neda?
    Nehe, bank eken kivva 5yrs walata fixed (7%). Eeta passe thamai wenas wenne.
    5yrs walin passe rate looke thathwe anuwa thamai ithin, meeta wada adu wennath puluvan thava wadi wennath puluvan.
     
    Last edited:

    sacred03

    Active member
  • Oct 24, 2010
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    machn floating gannawanam mara risky. 5yrs athuladi wikunanawanam gane.

    prime lending rate eka dan low unath passtata mara wedi wenawa.
    ref - https://tradingeconomics.com/sri-lanka/bank-lending-rate. 10% wage wadiunoth oyata unpaid capital ekata new 12% loan ekak gatta wage wei.

    prime lending rate 10% giyahama mara padui, mokada loan ekakta interest mulin gewanne.

    calculation ekak dala balanne.
     

    MR.BANKER

    Junior member
  • Jan 15, 2020
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    මම ඊයෙ පෙරේදා ගිහින් අහපුවාම 8.75%ක් කිව්වනෙ මොකක්ද මේ 7% කතාව?

    Floating rate kiyanne mokakda?
    ------ Post added on Feb 17, 2021 at 4:43 PM
    කොහෙද ඇහුවේ
    මම ඊයෙ පෙරේදා ගිහින් අහපුවාම 8.75%ක් කිව්වනෙ මොකක්ද මේ 7% කතාව?

    Floating rate kiyanne mokakda?
    ------ Post added on Feb 17, 2021 at 4:43 PM