ඩොලර් FD or LkR FD ?

Lakshan-Seram

Well-known member
  • May 31, 2011
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    127.0.0.1:8080/Kandy
    පොලියක් එනවද මචං? වෙන් රටක එකවුන්ට් එකකට (වෙන කෙනෙක්ගෙ,) සල්ලි යවන්න පුලුවන්ද?
    poliyak nam na.
    wena kata hari $ yawanna puluwan

    ලෝන්ග් ටර්ම් තියාගන්න බෑ නේ ඒවා....
    upwork eke mama tiyagena inne.. tiak. denata awlak na. meheta dala wedak na ne kohomath
    ------ Post added on Oct 4, 2022 at 5:37 PM
     
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    piyals

    Well-known member
  • Sep 21, 2009
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    poliyak nam na.
    wena kata hari $ yawanna puluwan


    upwork eke mama tiyagena inne.. tiak. denata awlak na. meheta dala wedak na ne kohomath
    ------ Post added on Oct 4, 2022 at 5:37 PM
    Keep in mind US inflation rate is currently over 8% and it may go even higher. So if you just keep USD without any interest you would be losing value.
     

    lasankandy

    Well-known member
  • Jul 18, 2009
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    KY
    දැන් ඩොලර් fd දාන්න බෑ කිවේ කමර්ෂල් එකේන්. ගිය අවුරුද්දේ සැප්තැම්බර් මාසෙට කලින් ආව ඒවාට විතරයි පුළුවන් කිවේ.
     
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    Hapuwa

    Well-known member
  • Jan 24, 2009
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    Interesting question. A very simple comparison of LKD FD vs USD FD for one year based on your info is given below:

    View attachment 185939

    Assumptions:
    - You are in SL and spending in LKR
    - You are subject to same inflationary impact in both cases
    - No WHT for USD FD interest (as it is the case now)

    As you see can see, if you want to achieve the same LKR balance after one year, USDLKR exchange rate must have become Rs.411 after one year. If the ex rate stays less than 411 after one year, you are better off having LKR FD.
    Whats is the safer option?
     
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    rajamawatha

    Active member
  • Dec 7, 2018
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    Interesting question. A very simple comparison of LKD FD vs USD FD for one year based on your info is given below:

    View attachment 185939

    Assumptions:
    - You are in SL and spending in LKR
    - You are subject to same inflationary impact in both cases
    - No WHT for USD FD interest (as it is the case now)

    As you see can see, if you want to achieve the same LKR balance after one year, USDLKR exchange rate must have become Rs.411 after one year. If the ex rate stays less than 411 after one year, you are better off having LKR FD.
    Thanks machan, 1 year walin USD 411 ta yanne nathi wei wage...
     

    Aki992

    Well-known member
  • Mar 21, 2016
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    Home sweet home ..
    Ehenam loku wasiyak na neda.apita pitaratakata gewanna puluwan da mehema account ekakin dollar walin.

    Machan ethokota dollar walin pita rata monata hari transaction karanna puluwan da
    Yes.. ATM card ekk denawa normal use karanna puluwan..
    hbayy dwase normal limits ema komath ekayy...

    PS: Mage com bank PFC thiyenne.. anikk bank gan nodani. (podi poliyakk enaw thama saving eketh)