කොමර්ෂල් බැංකුවේ මිලියනර්

[Bam]

19000 ගානේ 2 years දාන ප්ලෑන් එක ගැන මොකද හිතන්නෙ.

chatgpt කියනවා වැඩක් නැහැ කියලා.

 

[dilann]

දාපං

 

[Esh95]

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[Golden2015]

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[ywicky]

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[Narendrasinghe Maha Radun]

 

[srimalk]

19000 dala keeyak da enne?

 

[Myth]

19000 dawasatada ?

 

[topkollek]

ලක්ෂ 5ක ලෝන් එකක් අරගෙන ඒ ගාණට හොඳ ශෙයාස් ටිකක් අරන් දාපන්. අවුරුදු 2ක් ගියාම ලක්ෂ 7-8ක් හදාගන්න පුළුවන්

 

[harshana-lk]

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[yaka92]

19000 dawasatada ?

 

[Chootyputha2014]

wedak naha. oken oya kiyana intrest ekak hambuwenne naha. 5% adui WHT ekath kapunama. Therumak naha. Danna epa pattama moda wedak.

 

[animation]

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[yaka92]

wedak naha. oken oya kiyana intrest ekak hambuwenne naha. 5% adui WHT ekath kapunama. Therumak naha. Danna epa pattama moda wedak.

WHT ekata 5% ekapara kapenne nane

chtgpt kiwe mehema

Step 1 – Confirm Tax Rate​

In Sri Lanka:

• As of recent rules, 5% Withholding Tax is deducted at source on interest income (banks deduct this before paying you).

I’ll assume 5% WHT here.

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Step 2 – Adjust Interest Rate​

• Nominal annual rate = 9%
• After WHT = 9% × (1 − 0.05) = 8.55%

So effectively you earn 8.55% per year, paid monthly.

• Monthly rate = 8.55%÷128.55\% ÷ 128.55%÷12 = 0.7125%

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Step 3 – Recurring Deposit Formula​

Maturity=P×(1+r/n)nt−1(1+r/n)−1Maturity = P \times \frac{(1 + r/n)^{nt} - 1}{(1 + r/n) - 1}Maturity=P×(1+r/n)−1(1+r/n)nt−1
Where:

• P=19,000P = 19,000P=19,000
• r=0.0855r = 0.0855r=0.0855
• n=12n = 12n=12
• t=2t = 2t=2 years

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Step 4 – Calculation​

(1+r/n)=1+0.0855/12=1.007125(1 + r/n) = 1 + 0.0855/12 = 1.007125(1+r/n)=1+0.0855/12=1.007125 (1.007125)24≈1.1896(1.007125)^{24} \approx 1.1896(1.007125)24≈1.1896 1.1896−10.007125=0.18960.007125≈26.62\frac{1.1896 - 1}{0.007125} = \frac{0.1896}{0.007125} \approx 26.620.0071251.1896−1=0.0071250.1896≈26.62 Maturity=19,000×26.62≈505,780 LKRMaturity = 19,000 \times 26.62 \approx 505,780 \ \text{LKR}Maturity=19,000×26.62≈505,780 LKR

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Step 5 – Net Gain​

• Total deposits = 456,000 LKR
• Maturity value (after tax) ≈ 505,780 LKR
• Net profit ≈ 49,780 LKR

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Final Answer (with 5% WHT):
If you invest Rs. 19,000 monthly for 2 years, you’ll get around LKR 505,780, which is a profit of about LKR 49,780 after tax.

 

[Chootyputha2014]

Withholding eka 10% kapenawa. Interest eka add weddi hema month ekema. Den oya investment plan eke rate eka adu kerala. Kalin 15% thibba ita passe 10% thibba. 19000 × 24 = 456000 LKR
Guarantee return eka 500000 LKR
Interest eka 44000 LkR
Ekenuth 10% Kapanawa
Ubata aththtama athata hambuwenne
39600 Interest eka widihata.
Total oneh nam 495000 kiyamuko
39600 ÷ 24 = 1650 Interest eka.

 

[EVC]

dubai playan oya sali walin

 

[Chootyputha2014]

Chat GPT eke kiyana widihata Bank eka denne naha ban. Ube Guaranteed amount eka 500,000 nam ita wada sathayak wath un den naha. Mature wela interest eka add wela thibunath un ithuru amount eka adu karala thama denne.
Uba magadi nathara kalaath ekata interest ekak hambuwenneth naha. 200 Rs wage dei wedima unoth.

 

[chamira85]

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[sunilT]

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[SimMaster]

කාගිල්ස් බැංකුවේ කෝටිපති එක හොදයි