Credit Card එකෙන් Installment Plans ?

[Madush007]

මචන්ලා
credit card එකෙන් installment plans වලට මොනාහරි දෙයක් ගන්නකොට අපි නිකන් සාමාන්‍යයෙන් ගෙවන්න ගන්න විදිහට guarantors ලා දෙන්නෙක් අත්සන් කරන්න ඕනද ?

තව මුලික ගෙවීමක් කරන්නේ නැතුව ගන්න පුලුවන් ද ? සම්පුර්ණ ගානම installments විදිහට ගෙවන්න ගන්න පුලුවන් ද ?
Abans, Damro, Singer වගේ shops වල ?

ඒවගේම අපිට සල්ලි තියන වෙලාවක ඉතුරු සල්ලි ටික ඕනෙනම් එකසැරේට උනත් ගෙවල ඉවරකරන්න පුලුවන් ද? installments ඉවර වෙනකන් ගෙවන්නේ නැතුව ?

Thanks මචන්ලා උදව් කරනවට

 

[UnlimitedBB]

Credit card installments weda karanne mehamai.

Api hithamu ube credit limit eka 100,000 kiyala. Card eke sampoorna limit ekama use karala natham ubata 100,000 wenakam valued item ekak installment ekakata ganna puluwan. Samahara bank installment walata interest ekak charge karanava, bank ekath kathakara ganin uparima convertable value eka.

Dan uba gihin phone ekak gannava 90,000/- ethakota ube card eken 90,000 kepeneva. Ubata dan ithuru wenne 10,000/-. Api hithamu uba 12 months installment ekakata giya kiyala, ethakota 90000/12 = 7500/- ube hema maase statement ekata ekathu wenava. Ubata thiyenne statement eka gewagana yanna. palaweni maase 7500/- pay karanam, ube card eke dan 10000 + 7500 = 17500/- balance ekak thiyei (phone ekata amathara wena mokuth card eke purchase karala nattam)

Bank ekata kiyala ithuru installments tika eka paara statement ekakata danganna puluwan. Interest or penalty fee ekak charge wei.

Singer, Abans, Softlogic, Damro, Dialog wage loku companies installment walata convert karala denava. Natham bank ekata katha karala ubatama karaganna puluwan. Company eken karaddi godak welavata interest ekak charge wenne na. Guarantors la one naha

 

[hitmanrock]

No Guarantors
No Down Payment
You can pay all the remaining installments in one go after requesting the bank

 

[Metalingus]

1. no guarantors. umba gatta baduwe total amount ekata card eka hold wenawa. umba installment eka gewwama e gana card ekata release wenawa

2. total ekama installment danna puluwan

3. hariyatama danne na. habai puluwan wenna ona bank ekath ekka kata karama.

 

[Madush007]

Credit card installments weda karanne mehamai.

Api hithamu ube credit limit eka 100,000 kiyala. Card eke sampoorna limit ekama use karala natham ubata 100,000 wenakam valued item ekak installment ekakata ganna puluwan. Samahara bank installment walata interest ekak charge karanava, bank ekath kathakara ganin uparima convertable value eka.

Dan uba gihin phone ekak gannava 90,000/- ethakota ube card eken 90,000 kepeneva. Ubata dan ithuru wenne 10,000/-. Api hithamu uba 12 months installment ekakata giya kiyala, ethakota 90000/12 = 7500/- ube hema maase statement ekata ekathu wenava. Ubata thiyenne statement eka gewagana yanna. palaweni maase 7500/- pay karanam, ube card eke dan 10000 + 7500 = 17500/- balance ekak thiyei (phone ekata amathara wena mokuth card eke purchase karala nattam)

Bank ekata kiyala ithuru installments tika eka paara statement ekakata danganna puluwan. Interest or penalty fee ekak charge wei.

Singer, Abans, Softlogic, Damro, Dialog wage loku companies installment walata convert karala denava. Natham bank ekata katha karala ubatama karaganna puluwan. Company eken karaddi godak welavata interest ekak charge wenne na. Guarantors la one naha

No Guarantors
No Down Payment
You can pay all the remaining installments in one go after requesting the bank

1. no guarantors. umba gatta baduwe total amount ekata card eka hold wenawa. umba installment eka gewwama e gana card ekata release wenawa

2. total ekama installment danna puluwan

3. hariyatama danne na. habai puluwan wenna ona bank ekath ekka kata karama.

Machanla ... thanks godak udawwata !

 

[NRTG]

Guarantors ලා ඕන නෑ. කාඩ් එකේ Credit limit තිබ්බම ඇති. ගත්ත බඩුවේ සම්පුර්ණ ගානම කාඩ් එකෙන් බ්ලොක් වෙනවා. ගෙවන කොට ආයේ ඒ ගාන ඇඩ් වෙනවා. එකවර දාන්න පුළුවන් බෑන්ක් එකට කතා කරන්න ඕන

 

[Madush007]

Guarantors ලා ඕන නෑ. කාඩ් එකේ Credit limit තිබ්බම ඇති. ගත්ත බඩුවේ සම්පුර්ණ ගානම කාඩ් එකෙන් බ්ලොක් වෙනවා. ගෙවන කොට ආයේ ඒ ගාන ඇඩ් වෙනවා. එකවර දාන්න පුළුවන් බෑන්ක් එකට කතා කරන්න ඕන

Thanks machan !!!!

 

[Lionzzz]

දැනටමත් Credit Card එකක් තියෙනම්, මුලින්ම බලන්න ඔයා Payment කරලා Installment යන්න ඉන්න තැන (උදා : දම්රෝ / සිංගර් ...) 0% ට installment වලට Convert කරන්න පුලුවන්ද කියලා. එහෙම තැනක් නේවෙයි නම් හුගක් බැංකු, Service charge / Interest එකක් එක්ක ගෙවන්න හදාගන්න පුලුවන් හොට්ලයින් කෝල් කරලා (බඩු ගන්න කලින් බෑන්ක් එකට කතා කරලා බලන්න.). මං දන්න තරමින් ගැරන්ටර්ස්ලා ඕන නෑ මේ වැඩේට, මොකද අපි වාරිකේ ගෙවන්නෙ බැංකුවට නිසා.

මේකෙ අහල තියෙන සමහර ඒවට උත්තර ඔයා Credit Card එක ගත්ත බැන්කුවෙන් ඇහුවනම් තමයි වටින්නෙ.

 

[saw1993]

Me dawas wala godak 0% interest offers ynwa Damro Singer Abans Arpico wala ,

 

[adrianou]

100,000 limit ekak thiyena kenek 90,000 baduwak gattot masa 12 n gewanna. e 90,000 bankuwata labenna 1 year yanwane.

samanyen dawas 55 k athulatha card eke use karapu gana bankuwata gewanna onane?

 

[ArnoDorian]

Mae installment plans walata api yane kohomada? Have some questions.
1. Buy karadi, shop eke cashier ta da kyana one 6/12/24 mnths installment plan ekata yanawa kiyala
2. Or else Item eka purchase karata passe, bank ekata call karalada kiyane one?

 

[hodakolla]

Credit card installments weda karanne mehamai.

Api hithamu ube credit limit eka 100,000 kiyala. Card eke sampoorna limit ekama use karala natham ubata 100,000 wenakam valued item ekak installment ekakata ganna puluwan. Samahara bank installment walata interest ekak charge karanava, bank ekath kathakara ganin uparima convertable value eka.

Dan uba gihin phone ekak gannava 90,000/- ethakota ube card eken 90,000 kepeneva. Ubata dan ithuru wenne 10,000/-. Api hithamu uba 12 months installment ekakata giya kiyala, ethakota 90000/12 = 7500/- ube hema maase statement ekata ekathu wenava. Ubata thiyenne statement eka gewagana yanna. palaweni maase 7500/- pay karanam, ube card eke dan 10000 + 7500 = 17500/- balance ekak thiyei (phone ekata amathara wena mokuth card eke purchase karala nattam)

Bank ekata kiyala ithuru installments tika eka paara statement ekakata danganna puluwan. Interest or penalty fee ekak charge wei.

Singer, Abans, Softlogic, Damro, Dialog wage loku companies installment walata convert karala denava. Natham bank ekata katha karala ubatama karaganna puluwan. Company eken karaddi godak welavata interest ekak charge wenne na. Guarantors la one naha

True mcn

 

[senewimala1988]

Mae installment plans walata api yane kohomada? Have some questions.
1. Buy karadi, shop eke cashier ta da kyana one 6/12/24 mnths installment plan ekata yanawa kiyala
2. Or else Item eka purchase karata passe, bank ekata call karalada kiyane one?

1. Shop eken dena installment offer ekak nam shop ekata payment karaddi kiyanna oni.
2. Bank eken offer karana ekak nam bank ekata call karala request karanna oni full payment eka karala iwara welaa.

Notes.
1. Bank eken dena installment plan ekak nam payment eka karala installment request karanna oni oyaage statement date ekata davas 4k 5k thiyala. Meka kivve mata HNB card center eken. Request eka proceed wenna davas keepayak yanava lu. Statement date eka ahu vunoth full payment eka karala inna wenava lu.

2. 0% interest kivva ta podi handling fee ekak ganna ida thiyenava total payment eken podi percentage ekak. E hinda payment karanna kalin bank ekata call ekak deela e gena ahala decision ekak ganna.

 

[ArnoDorian]

1. Shop eken dena installment offer ekak nam shop ekata payment karaddi kiyanna oni.
2. Bank eken offer karana ekak nam bank ekata call karala request karanna oni full payment eka karala iwara welaa.

Notes.
1. Bank eken dena installment plan ekak nam payment eka karala installment request karanna oni oyaage statement date ekata davas 4k 5k thiyala. Meka kivve mata HNB card center eken. Request eka proceed wenna davas keepayak yanava lu. Statement date eka ahu vunoth full payment eka karala inna wenava lu.

2. 0% interest kivva ta podi handling fee ekak ganna ida thiyenava total payment eken podi percentage ekak. E hinda payment karanna kalin bank ekata call ekak deela e gena ahala decision ekak ganna.

1. Shop eken dena ekak nm, shop ekata purchasing time eke qwa nm OK ne, eka automatically convert wevana
2. Bank eken dena ekak nm, bank ekata inform karana wei ne

Before statement date lan wenna ekata kalin purchase karanawa nm awlk nane.
Handling fees gena merchant gen ahala wedak nedda?

 

[senewimala1988]

1. Shop eken dena ekak nm, shop ekata purchasing time eke qwa nm OK ne, eka automatically convert wevana
2. Bank eken dena ekak nm, bank ekata inform karana wei ne

Before statement date lan wenna ekata kalin purchase karanawa nm awlk nane.
Handling fees gena merchant gen ahala wedak nedda?

1. Ou
2. Ou

Statement date ekata 5 days walata kalin purchase karanna. Handling fees nam Bank eken karanne. Mehema dekuth thiyenava. Oyaata installment denne nathi item ekak vunath purchase karala installment daa ganna puluwan bank ekata kathaa karala. Hebei charges add wenava. Bank ekata call karala visthara ganna.
Season kaala waladi 0% installment dena evvata handling fee ganne nathi welaawal thiyenava. Mata ehema ekak set vunaa, last December wala Daraz eken gaththa item ekakata.