මේ Life Insurance plan එක හොඳයිද?

SMG70

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  • Apr 14, 2015
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    මේ Life Insurance plan එක හොඳයිද?

    Sri Lanka Insurance

    Basic Sum assured - Rs 1,350,000
    Extended permanent disability (Accident) - Rs 1,350,000
    Extended permanent disability (Sickness) - Rs 1,350,000
    Critical Illness - Rs 500,000
    Per day benefit - Rs 7000
    Hospital bill cover - Rs 500,000

    Period of cover - 27 years

    Maturity - Rs 4,090,000 + Rs 1,350,000 = Rs 5,440,000

    Monthly - Rs 7057

    මොකද හිතන්නේ? :rolleyes:
     

    MAD_MAX

    Well-known member
  • Mar 21, 2016
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    hospital bill eka api gewala unta bill eka dila cliam karanda oneda. natthan un direct hsopital ekata pay karanda ?
     

    netsurfer

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  • Jun 3, 2015
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    Rs 1,350,000 + එදාට තියෙන Bonus එක

    Machan mage opinion eka mekai, insuarance kiyanne ubata karadarayak wunoth ube family ekata hoda ganak hamba wenna one, ex: accudental death, illness ekak koi weleth wenna puluwan, ethakota loku ganak family ekata labunoth hodai. Habai maturity eke loku ganak labena widiyata insuarance danawa kiyanne uba investment ekak karanawa wage. Hithanna 27 years ma uba premium eka gewwa nam e kalaya athule ubata thawath investment karanna puluwan. Ethakota ubath family ekath goda. Eth life risk eka cover wela ne neda?
    Mata hithena widiyata uba karanna one 10 million wage
    Accidental death, 5 million normal death walata cover kara ganin. Ube maturity amount eka ethakota adu wei, habai ube risk eka cover wei. Mamath SLIC eke cover ekak damma e widiyata premium eka 7000.
     
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    SMG70

    Well-known member
  • Apr 14, 2015
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    Machan mage opinion eka mekai, insuarance kiyanne ubata karadarayak wunoth ube family ekata hoda ganak hamba wenna one, ex: accudental death, illness ekak koi weleth wenna puluwan, ethakota loku ganak family ekata labunoth hodai. Habai maturity eke loku ganak labena widiyata insuarance danawa kiyanne uba investment ekak karanawa wage. Hithanna 27 years ma uba premium eka gewwa nam e kalaya athule ubata thawath investment karanna puluwan. Ethakota ubath family ekath goda. Eth life risk eka cover wela ne neda?
    Mata hithena widiyata uba karanna one 10 million wage
    Accidental death, 5 million normal death walata cover kara ganin. Ube maturity amount eka ethakota adu wei, habai ube risk eka cover wei. Mamath SLIC eke cover ekak damma e widiyata premium eka 7000.


    "Machan mage opinion eka mekai, insuarance kiyanne ubata karadarayak wunoth ube family ekata hoda ganak hamba wenna one,"
    eka depend wenva machn, hithapn salli, idam ehema thiyena family ekak nam death benefit echhra ona na, ekai mama ewa adu karala health covers gana hithuve.

    Accidental death, 5 million normal death walata cover kara ganin. Ube maturity amount eka ethakota adu wei, habai ube risk eka cover wei. Mamath SLIC eke cover ekak damma e widiyata premium eka 7000.

    ehema kaloth mage health covers adu wenva machn, ethakota therumak na
     

    Alucard_SxE

    Well-known member
  • Apr 18, 2015
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    I get around 375% Bonus SLIC. Ube wayasath ekkai ubata one needs ekka thama. matanam health coverage echchara wedak nehe ithin man long term profit focus karala haduwe
     

    Alucard_SxE

    Well-known member
  • Apr 18, 2015
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    Ai health covers wadak natte?

    wedak ne kiyanne add nokale ne ban. I just don't care about hospital coverage that much.
    man wadipura focus kare long term profit ekata. But I still get decent coverage.

    Extended Disability Benefit (Due to Accident) 18 lakhs
    Extended Disability Benefit (Due to Accident) 18 lakhs
    Arogya (Per day) 5000 (Double in ICU)

    thawa thiyenawa type karanna kammali.
    bonus depends on your age & coverage period