ba.
1st option eka, umben recover karanda try karanawa.
2nd guranteers la innawanam un haraha push karanawa
3rd eth bari nam, umba mortgage or lease karala thiyena asset eka sell karala due amount eka recover karanda balanawa
me athare umbata wiruddawa naduwakuth watenawa.
kohoma hari umbata gewa ganda bari bawa umba oppu karoth witharai insurance yanne.
example, umba disable wela or marila nam, insurance claim ekakata yanawa.
umbata hadisiye gewanda puluwan kamak thiyeddi, insurance eken claim karoth, Subrogration rights condition eka yatathe, insurance company ekata puluwan legal gihin umben uparima ganda puluwan amount eka recover karaganda.
.....

therenda athi kiyala hithanawa.