Unit Trust Fund සල්ලි මාටියා ගහන්න පුළුවන්ද?

Hapuwa

Well-known member
  • Jan 24, 2009
    5,164
    3,167
    113
    මචංලා මම Capital Alliance එකේ සල්ලි වගයක් දැම්මා හැබැයි මට confirmation එකක් ආවෙ නැහැ මගේ bank එකෙන් සල්ලි අඩු වෙලා තියෙන්නෙ. CAL portal එකට log වෙලා බැලුවම එක ඉස්සරහින් approved වෙනුවට තියන්නේ canceled කියලා වැටිලා. බැරිවෙලා හරි සල්ලි ටික බෑන්ක් එකට රිටන් උනේ නැත්නම් උන්ට කෝල් කරලා වැඩක් වුණේ නැත්නම් කාටද කම්ප්ලේන් කරන්න ඕන? උඹලට මේ company එකේ සල්ලි දාලා අවුලක් වෙලා තියෙනවද ?
     

    redux

    Well-known member
  • Feb 19, 2017
    10,907
    17,997
    113
    Machan contact your bank asap. Don't wait. Transaction value eka kiyakda?
     

    U-tag

    Well-known member
  • Nov 18, 2011
    12,732
    14,353
    113
    මම NDB Wealth management එකේ සල්ලි දැම්මා. ඒකෙ නම් සල්ලි update වෙන්න working day එකක් යනවා. අපිට ඕනේ නම් advisor/account manager ට call කරලා confirm කරගන්න පුළුවන්. හැම investor කෙනෙක් ට ම advisor (account manager) කෙනෙක් එකේ ඉන්නවා. උන්ගෙන් real-time update එක ගන්න පුලුවන්.

    උන් statement එක බලල manual update කරන්නේ.

    මට එකේ account manager කීවේ සිකුරාදා සල්ලි දාන්න එපා, ඒක update වෙන්නේ ඉලග සඳුදා කිව. ඒ delay එකට return එකක් නැති වෙන නිසා එහෙම සල්ලි දාන්න එපා කීවා.
     

    Hapuwa

    Well-known member
  • Jan 24, 2009
    5,164
    3,167
    113
    මම NDB Wealth management එකේ සල්ලි දැම්මා. ඒකෙ නම් සල්ලි update වෙන්න working day එකක් යනවා. අපිට ඕනේ නම් advisor/account manager ට call කරලා confirm කරගන්න පුළුවන්. හැම investor කෙනෙක් ට ම advisor (account manager) කෙනෙක් එකේ ඉන්නවා.

    උන් statement එක බලල manual update කරන්නේ.
    Mageth NDB wealth eke daala thiyenawa..no issue so far. Mehema deyak unamai. Salli transfer kale Friday 9 ta kalin. Friday account eke add wela thibuna Den nehe.
     

    ganu88

    Active member
  • Jun 2, 2008
    529
    154
    43
    If you have transferred money to Deutsche bank, then it can fail sometimes due to an issue on the Banks side.
    It happened to me and CAL inform me that funds will return to my account in 2 working days.

    Alternatively, you can try Commercial bank of NTB as they shown in the portal.
    Finally, I send funds to Commerical

    This is a very reputed company and I have deposit and withdrawn money many times

    capture.JPG
     

    topkollek

    Well-known member
  • May 22, 2014
    43,986
    1
    58,306
    113
    ┬┴┬┴┤(·_├┬┴┬┴
    මම NDB Wealth management එකේ සල්ලි දැම්මා. ඒකෙ නම් සල්ලි update වෙන්න working day එකක් යනවා. අපිට ඕනේ නම් advisor/account manager ට call කරලා confirm කරගන්න පුළුවන්. හැම investor කෙනෙක් ට ම advisor (account manager) කෙනෙක් එකේ ඉන්නවා. උන්ගෙන් real-time update එක ගන්න පුලුවන්.

    උන් statement එක බලල manual update කරන්නේ.

    මට එකේ account manager කීවේ සිකුරාදා සල්ලි දාන්න එපා, ඒක update වෙන්නේ ඉලග සඳුදා කිව. ඒ delay එකට return එකක් නැති වෙන නිසා එහෙම සල්ලි දාන්න එපා කීවා.
    NDB wealth උන්ගෙ online access හම්බ උනාද?
     

    redux

    Well-known member
  • Feb 19, 2017
    10,907
    17,997
    113
    1mil machan can they steal money like that machan?
    This sounds more like a payment gateway issue. Contact your bank and ask them what the status of the payment is. Get the authorisation code for the payment and send it to cal if you don't get your money back within a few days. However I advice against investing in finance companies. Don't do it
     

    Hapuwa

    Well-known member
  • Jan 24, 2009
    5,164
    3,167
    113
    Thanks for the comment machan. I've transfered to their NTB collection account since I couldnt find a way to initiate a Slips transaction from my Sampath account. Strangely the amount was shown for few hours on my portal before disappearing and I didn't get any notification from CAL. I'm worried because I'll have to wait till Tuesday to contact them and some one in the company could flee with the money litterery.
     

    ganu88

    Active member
  • Jun 2, 2008
    529
    154
    43
    This sounds more like a payment gateway issue. Contact your bank and ask them what the status of the payment is. Get the authorisation code for the payment and send it to cal if you don't get your money back within a few days. However I advice against investing in finance companies. Don't do it
    Unit Trust are not finance companies, They don't lend the money they invest in financial securities like Govt Bonds, corporate debentures, Money market and stock market
     

    TechnWeb

    Well-known member
  • Dec 28, 2011
    7,449
    5,561
    113
    ndb wealth management kiyanne mokadda ban. danna one gana , return eka kiyada? stock exchange eka wageda?
     

    Hapuwa

    Well-known member
  • Jan 24, 2009
    5,164
    3,167
    113
    If you have transferred money to Deutsche bank, then it can fail sometimes due to an issue on the Banks side.
    It happened to me and CAL inform me that funds will return to my account in 2 working days.

    Alternatively, you can try Commercial bank of NTB as they shown in the portal.
    Finally, I send funds to Commerical

    This is a very reputed company and I have deposit and withdrawn money many times

    View attachment 121641
    Thanks for the comment machan. I've transfered to their NTB collection account since I couldnt find a way to initiate a Slips transaction from my Sampath account. Strangely the amount was shown for few hours on my portal before disappearing and I didn't get any notification from CAL. I'm worried because I'll have to wait till Tuesday to contact them and some one in the company could flee with the money litterery.

    This sounds more like a payment gateway issue. Contact your bank and ask them what the status of the payment is. Get the authorisation code for the payment and send it to cal if you don't get your money back within a few days. However I advice against investing in finance companies. Don't do it
    Thanks bro I will do as you said. It didn't occur to me that it might be a payment issue as you mentioned.
    ------ Post added on Apr 24, 2021 at 9:44 PM
     

    redux

    Well-known member
  • Feb 19, 2017
    10,907
    17,997
    113
    Unit Trust are not finance companies, They don't lend the money they invest in financial securities like Govt Bonds, corporate debentures, Money market and stock market
    I know. However small companies like these don't have enough book value and assets to liquidate if something goes wrong. Not every unit trust is the same.
     

    warwickuni

    Well-known member
  • May 21, 2008
    4,371
    1
    4,074
    113
    If your account is debited that money needs to be credited to another account. You can call both companies and inform this ASAP.
    I think this can be solved , but if not complained to Financial Ombudsman earlier it was at Vajira Rd. They will look in to that. You can also complain to CB too.
    Unit Trusts are mainly investing in share market and money market(Bonds) but the return can be negative sometimes, depending on share market fluctuations.
    They are regulated and there is a Trustee for the money so your money will not be lost, but our fund management are very poor. So Unit Trusts did not perform the way they should .
     

    Hapuwa

    Well-known member
  • Jan 24, 2009
    5,164
    3,167
    113
    If your account is debited that money needs to be credited to another account. You can call both companies and inform this ASAP.
    I think this can be solved , but if not complained to Financial Ombudsman earlier it was at Vajira Rd. They will look in to that. You can also complain to CB too.
    Unit Trusts are mainly investing in share market and money market(Bonds) but the return can be negative sometimes, depending on share market fluctuations.
    They are regulated and there is a Trustee for the money so your money will not be lost, but our fund management are very poor. So Unit Trusts did not perform the way they should .
    I tried to call CAL but they were not answering since it was Saturday. I'll try to call them on Tuesday and get it resolved if not will complain to the financial ombudsman as you said. Thanks a lot machan.
     

    me2cool

    Well-known member
  • Mar 21, 2012
    673
    1,141
    93
    I'm sure it's an accounting delay. CAL is a regulated company. So in this particular case, I don't think you have anything to worry about. Hopefully, this will get fixed after the long weekend.

    Regulated or not, every company can go bust. That's a different story. So don't put all your eggs in one company.