WHT (Withholding Tax ) 2.5% charge wenawa interest eke ta. Oka isara thibe 10% for Rs. 5,000 monthly (Rs. 60,000 per annum) interest ekata. Dan rate & minimum limit (thresholds) eke adu karala thiyene.
RFC, NRFC, FCBU accounts wala interest eka ta W.H.T. na. Rata inawa nam RFC, NEFC ekek open kara nam hari.
Income tax gewanawanam oya WHT eka tax credit ekak vidihata income tax eken adu karanna puluwan.
Ubata ehema natham NDB eke REPO dapan. FD interest eketa samana ganak enawa. FD eke wage salli hira wenne na. Weekly, Monthly rollover wenna danna puluwan. Interest eka hodayi, secure investment ekak. (W.H.T. apply).
Unit trust ekeka salli dama nam WHT charge wene na. Like NDB wealth, Namal unit trusts. Invest Money Market funds (Government bonds, corporate bonds, REPO, Revers REPO, etc), don't invest Share market funds (Company share unites). Sharemarket eke unite wala YTD rate eka aduyi.