Mata credit card walinuth kela wela thiyenne tikak. Issarahata pawichchi nokara inna kiyala hadanne,
Umba tikak amaaruwe watila wage machan..
Goda enna bari naha;
Mehema Karanna;
First List down all Fixed expenses (Mona redda karath gewanna wena dewal)
Phone Bill, Gedara Bill, Credit Card Payment, Loan Installment,
Then list all incomes;
Salary, Side eke business, Buying and selling
Dan umbata enawa idea ekak kochchara balance ekak save karanna puluwanda kiyala per month,
Ekata anuwa - Maasa deka thunak plan karapan useless expenses ayin karanna, karala balanna kohomada immediate threats close karanne kiyala. Usually immediate ewa thamai credit card - Gewwe nathnam thawa wadi wena nisa. Meawa ikmanin close karanna plan eka gahanna.
Immediate threats dekai nam, balanna gewanna delay unama interest eka wadi koi ekeda kiyala.
ekata focus karala eka close karanna issellama.
Umba dunna eka line ekak thiyenawa -
Issarahata pawichchi nokara inna kiyala hadanne
Meaka nam wenne naha machan, credit card athe thiyenakan aasa deyak dakkoth ganna try karanawa. Control nathnam close karana eka angata gunai.