Personal Loan Problem

[VOG]

Interest Rate for loan?

Assume Interest Rate =>14.41%

yes 14.25

 

[Aquaman]

yes 14.25

http://www.peoplesbank.lk/home/calculator

Loan Amount Rs. 800,000.00

Term of Loan 3 Years

Interest Rate % 14.25

Block Loan Installment Rs. 31,722.22

Equal Monthly Payment Rs. 27,439.34

Total =>Rs. 987816.24 - Rs. 800,000.00 (Loan Amount ) =>Rs. 187816.24


Senior FD Deposit

Senior Deposit Rate 15% (Yearly)

After one year 800,000.00 + 12000 (800000 *15/100)

Second Year 920000 + 138000 (920000*15/100)

3rd Year 1058000 + 158700 (1058000 *15/100)

Total Income after 3 years 416700 (1216700 - 800000)

Better plan

 

[Ithika mithika]

mehema karanna. epa paara okkoma gewanna epa. oyata thawa laksha 8k gewanna thiyanawa kiyala hithanna. oya next month gewanna 7.50k. e ta passe after next month ithuru tika settle karanna. ethakota poliya add wenne anthima tikata witharai. oya eka paara okkoma gewwoth oyaata 4% hari e ta adu gaanak hari gewana okkoma ganata allala thamai gewanna wenne.

Me kiyala thiyena widiyata re schedule karanna wenawa, e karaddi th future int ekata % balala capital ekata add karanawa,
Kohomath reschedule karanne nethuwa term loans wala capital payment karanna be. Equall rental gewagena yanna one.

Redusing capital method ekata gattanam , awlak ne gewana onema ganak capital eken adu wena nisa.
Methana awla equated rental method ekata gatta eka

 

[VOG]

http://www.peoplesbank.lk/home/calculator




Total =>Rs. 987816.24 - Rs. 800,000.00 (Loan Amount ) =>Rs. 187816.24


Senior FD Deposit

Senior Deposit Rate 15% (Yearly)

After one year 800,000.00 + 12000 (800000 *15/100)

Second Year 920000 + 138000 (920000*15/100)

3rd Year 1058000 + 158700 (1058000 *15/100)

Total Income after 3 years 416700 (1216700 - 800000)

Better plan

thnks Machan.. mama settle nokara innam neda

 

[VOG]

Me kiyala thiyena widiyata re schedule karanna wenawa, e karaddi th future int ekata % balala capital ekata add karanawa,
Kohomath reschedule karanne nethuwa term loans wala capital payment karanna be. Equall rental gewagena yanna one.

Redusing capital method ekata gattanam , awlak ne gewana onema ganak capital eken adu wena nisa.
Methana awla equated rental method ekata gatta eka

thnks..

 

[Sithumwiraj]

Naya naha kiyanne
anana sukaya (naya naha kiyala hithata danenna sapaya)

 

[Aquaman]

thnks Machan.. mama settle nokara innam neda

settle nokara hitiyatra madi senior citizen deposit ekath dapan..1 year auto renew venna interest eka add vela

Note :- mata hithenava oya calculation eka veradi kiyalath oya vidiyata laksa 8 aran fd demmath vasine..

 

[pdshan]

Thama warika 3 Ne gewala thiyenneth. loan eka gewala iwara karapan. Umba mul kale warika gewana eke wedipura thiyenne poliya.
E unata gewala thiyenne tikai nisa hitha nidahas karaganin.

 

[shameera89]

bump

 

[VOG]

settle nokara hitiyatra madi senior citizen deposit ekath dapan..1 year auto renew venna interest eka add vela

Note :- mata hithenava oya calculation eka veradi kiyalath oya vidiyata laksa 8 aran fd demmath vasine..

thnks machan..
mama methana thread ekak danna hethuwath ekama thamayi

 

[Cheranga Dharmasena]

Man danna vidihata ubata full interest eka gewanna wenawa..eka ubata padui ban..uba shape eka gewagena palayan..athe thiyena salli tika invest karapan..

 

[dimuthume]

ණය පියවන්න හදන මුදල් ස්ථිර තැන්පතුවක දාන එකද හොඳ

 

[VOG]

Man danna vidihata ubata full interest eka gewanna wenawa..eka ubata padui ban..uba shape eka gewagena palayan..athe thiyena salli tika invest karapan..

thnks machan

 

[VOG]

ණය පියවන්න හදන මුදල් ස්ථිර තැන්පතුවක දාන එකද හොඳ

ow neda

 

[Identity]

Mehema karanna puluwan NDB, NTB, Pan Asia banks wala thiyenawa investment plans. Ekaka re-invest karanna.

Example, maseta 8500 gane avurudu 4k demmama 5 laks hedenawa.

 

[VOG]

Mehema karanna puluwan NDB, NTB, Pan Asia banks wala thiyenawa investment plans. Ekaka re-invest karanna.

Example, maseta 8500 gane avurudu 4k demmama 5 laks hedenawa.

thnks machan