හොඳම බැංකුව මොකද්ද ගනුදෙනු කරන්න

aruna1

Well-known member
  • Apr 22, 2008
    10,904
    6,780
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    Galle
    Thanks ayye!
    Ele ela partyak dennam ape set eka ekathu wela

    here is a small advice. (I wish someone gave me these when I started getting a salary :D , too late to save me now )

    let's say your take home salary is 100000k,

    assuming you don't already have debts to pay or grand plans for every rupee of da salary or you don't have excess amount of money

    First, think your take home salary is 65000 & not 100000 (100000 - 35000), (that, government deduct 35000 from your 100000 and there is no shit you can do about it)


    Now get a sampath professional account,

    with that you will get a "savings manager" account. ask bank to allocate 25000/- rupees each month and automatically create a 5 year FD through that. (this is a free feature)

    then open another double S or hit saver account and deposit 10000 every month (manually, get a vishwa online account and can do everything through that). this is your buffer account.

    now remaining 65000 is the amount for your guilt free use.

    reason to do this is Parkinson's law is not only applicable to time, but also to money you earn, that is your expenses will adjust to the amount you earn.

    so if you earn only 65000/- your expenses will not exceed that.


    In 5 years, you will see something interesting ;)

    P.S.
    25000 & 10000 are da minimum numbers. larger they are the better

    P.S.2
    Get a life insurance also, if you want I can introduce you to my agent
     
    • Like
    Reactions: LalaJ

    kazunsanjaya

    Well-known member
  • Mar 23, 2011
    936
    119
    63
    :)
    here is a small advice. (I wish someone gave me these when I started getting a salary :D , too late to save me now )

    let's say your take home salary is 100000k,

    assuming you don't already have debts to pay or grand plans for every rupee of da salary or you don't have excess amount of money

    First, think your take home salary is 65000 & not 100000 (100000 - 35000), (that, government deduct 35000 from your 100000 and there is no shit you can do about it)


    Now get a sampath professional account,

    with that you will get a "savings manager" account. ask bank to allocate 25000/- rupees each month and automatically create a 5 year FD through that. (this is a free feature)

    then open another double S or hit saver account and deposit 10000 every month (manually, get a vishwa online account and can do everything through that). this is your buffer account.

    now remaining 65000 is the amount for your guilt free use.

    reason to do this is Parkinson's law is not only applicable to time, but also to money you earn, that is your expenses will adjust to the amount you earn.

    so if you earn only 65000/- your expenses will not exceed that.


    In 5 years, you will see something interesting ;)

    P.S.
    25000 & 10000 are da minimum numbers. larger they are the better

    P.S.2
    Get a life insurance also, if you want I can introduce you to my agent

    Thanks a lot for the advises ayye! :cool::yes:
     

    Mal Baba

    Well-known member
  • Apr 26, 2009
    106,278
    5,603
    113
    Blob Storage
    www.37innovate.com
    here is a small advice. (I wish someone gave me these when I started getting a salary :D , too late to save me now )

    let's say your take home salary is 100000k,

    assuming you don't already have debts to pay or grand plans for every rupee of da salary or you don't have excess amount of money

    First, think your take home salary is 65000 & not 100000 (100000 - 35000), (that, government deduct 35000 from your 100000 and there is no shit you can do about it)


    Now get a sampath professional account,

    with that you will get a "savings manager" account. ask bank to allocate 25000/- rupees each month and automatically create a 5 year FD through that. (this is a free feature)

    then open another double S or hit saver account and deposit 10000 every month (manually, get a vishwa online account and can do everything through that). this is your buffer account.

    now remaining 65000 is the amount for your guilt free use.

    reason to do this is Parkinson's law is not only applicable to time, but also to money you earn, that is your expenses will adjust to the amount you earn.

    so if you earn only 65000/- your expenses will not exceed that.


    In 5 years, you will see something interesting ;)

    P.S.
    25000 & 10000 are da minimum numbers. larger they are the better

    P.S.2
    Get a life insurance also, if you want I can introduce you to my agent
    best answer :D:D
     

    -333-

    Well-known member
  • Aug 3, 2014
    10,345
    13,225
    113
    33
    ෆින්ලන්ඩ්
    here is a small advice. (I wish someone gave me these when I started getting a salary :D , too late to save me now )

    let's say your take home salary is 100000k,

    assuming you don't already have debts to pay or grand plans for every rupee of da salary or you don't have excess amount of money

    First, think your take home salary is 65000 & not 100000 (100000 - 35000), (that, government deduct 35000 from your 100000 and there is no shit you can do about it)


    Now get a sampath professional account,

    with that you will get a "savings manager" account. ask bank to allocate 25000/- rupees each month and automatically create a 5 year FD through that. (this is a free feature)

    then open another double S or hit saver account and deposit 10000 every month (manually, get a vishwa online account and can do everything through that). this is your buffer account.

    now remaining 65000 is the amount for your guilt free use.

    reason to do this is Parkinson's law is not only applicable to time, but also to money you earn, that is your expenses will adjust to the amount you earn.

    so if you earn only 65000/- your expenses will not exceed that.


    In 5 years, you will see something interesting ;)

    P.S.
    25000 & 10000 are da minimum numbers. larger they are the better

    P.S.2
    Get a life insurance also, if you want I can introduce you to my agent
    Hoda life insurance plan 1k mokuk da..?
    Investment plan da..? Pension plans da hoda..?